See your monthly payment, what you can afford, and — unlike other calculators — the real cost of your loan after inflation. Free, no ads, fully private: your numbers stay on your device. Bookmark or share your link to save a scenario.
Monthly payment
In today's money
A fixed loan is repaid in future euros worth less than today's. Most calculators hide this — here's the real picture, after inflation.
Inflation forecast
Loan in a foreign currency
| Year | Principal | Interest | Paid | Balance |
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Estimates are for a fixed-rate, fully-amortizing loan with monthly compounding and cover principal & interest only — taxes, insurance and fees are not included. Figures are indicative, not financial advice. All calculations run locally in your browser; no numbers are sent anywhere.
Calculated with NettoRate.com — free, private mortgage calculator